The money app for
Africans.

Make free transfers, enjoy cashless payment options and earn interest on your savings with Kuda.

Licenced by cbn

Deposit insured by | NDIC

Order a Kuda Visa card on the app with pickup and delivery options.

Enjoy cashless payment options online and offline.

Pay your essential bills and buy gift cards easily.

Get 25 free transfers to Nigerian banks every month.

Save money automatically any time you spend.

Your phone + our app + a debit card = a simpler life.

We designed a money app for your lifestyle, and you can get a debit card to go with it. That's all you need to make the right money moves.

Open An Account in Minutes >

It’s your money, we just help you manage it.

Save it, spend it, send it. It’s up to you. Whatever you choose to do with your money, we’ll make sure it’s done better and free of charge. We take responsibility for that.

Save money as you spend it, seriously.

You can’t avoid spending. That’s how you pay for your needs. But we can help you put money away every time you pay for something. Just set a percentage to save and watch your money grow.

See all our Savings >

Turn off access, turn on safety.

Life happens. Milk spills. Debit cards go missing. If that ever happens, you can block your missing card on the app so no one can use it. We’d like to see them try.

Learn more about Cards >

We’re always happy to help you.

You can chat with us on the app, slide into our DMs, tweet, leave an Instagram comment, send an email or call. However you choose to reach out, there’ll always be a friendly person there to make your life easy.

Get Help >

Fees as clear as glass.

We’re serious about free banking, and we will never, ever charge you for anything without your consent.

See all our fees >

Don’t just take our word for it

Well done to the guys at @kudabank had a dispensing error on Friday night and reached out to them on Sunday... 48 working hours after and my money is back in my account... Special shout out to Maxwell and Norah

Mu'azu Muhammad Kudu

Just joined the best Digital Bank in Nigeria.

I have no complaints whatsoever since I started using Kuda

Tomisinv

Never thought an app would stylishy become my everyday way to bank and have access to physical cash. @kudabank is sleek

Babajide Duroshola

This is the best banking app! I’m enjoying seamless banking plus the free transfers to other banks is a thing of joy. This is what I call freedom. I’ve made kuda my main bank account and I’m gonna refer all my friends!

@RealSOK_

Our Partners

Choose the freedom you need.

	Our Banks
Transfer Fee	Up to ₦50 plus V.A.T.	25 free transfers every month
Card Delivery	😉	Yes
Card Maintenance Fee	Up to ₦50 per quarter	No
Alerts	Charge for SMS alerts	Free instant notifications
Annual Interest	4%	Up to 15%
Bill Payment Fee	Up to ₦100 per bill	No
Instant Reversals	😒	Yes
Maintenance	Yes	No